Mobile
Wallet
Debit
Cards
Market
Place
Wireless
Service
Tele
Health
Mobile
Wallet
Debit
Cards
Market
Place
Wireless
Service
Tele
Health
Move money to 80% of people around the world for FREE
Earn instant 15% to 40% cash back rewards for buying goods and services in our expanding marketplace
Have your payroll sent right to your Debit Card and get paid 2 days early
Customers can order FREE Virtual Card and Physical Debit Card along with 3 personalized companion cards
Protect against inflation and buy gold and silver to protect your money
MyTime Value Added Services:
Safely and securely signup for additional services and save money and time:
Why Use MyTime Mobile Wallet & Debit Card
Need to pay or request funds from a friend or loved one? Send money with MyTime’s industry-leading mobile payments system via your computer or mobile app. Sending Money with MCN allows you to use the payment network that works best for you. This one-stop shop is fast, secure, and a convenient way to send money to family and friends anywhere in the world, at any time, from your MyTime Mobile Wallet Account.
MyTime has made it possible to load money directly to your Mobile Wallet Account from a US Bank Account, Bank Debit Card, Credit Card Load, and Select ATMs without using a Debit Card. MyTime customers can also receive money from other Mobile Wallet Customers and through our personal loan program.
| Transaction | Cost |
|---|---|
| Load funds from any U.S. checking/savings account | $1.00 per transaction |
| Transfer funds to any U.S. checking/savings account | $1.00 per transaction |
| Load funds from a credit card (limit of $250 per individual load) | 5% of transaction |
| Mobile Wallet to Mobile Wallet Transfers (Send & Receive) | FREE |
| Transfer funds to Virtual, Physical, Companion Debit Card | FREE |
| Request Funds / Micro Payments Merchant Processing | FREE |
| Initial Deposit and Balance | There is no initial deposit or minimum balance required to open this Account. |
| Interest Rate | 0.00% |
| Annual Percentage Yield ("APY") | 0.00% |
| ATM Fees (domestic or international) | There are no ATM fees charged by Bank; ATM provider may charge a separate fee. MyTime Transaction Fee $1.50 |
| Transaction Limitations | The transaction limitations for your Accounts are set forth in Sections E and F. |
| Foreign Exchange Fee | 3.00% |
| Debit Card Shipping | $6.99 |
| Additional Fee Disclosure | You may be responsible for transaction fees for other services available within the Platform. |
| US & International Pin Transaction | $.50 |
| The interest rate and APY is correct as of today's date, but is subject to change at any time in our discretion, as further described in section D. | |
Set up your direct deposit once and use your money to shop, pay bills and send money. No more waiting for your check or making trips to the bank, with direct deposit your money goes straight to your MyTime wallet balance. It’s as easy as filling out the Direct Deposit Agreement Form with the routing and account number, sign and then provide it to your employer or other 3rd party company. Once the form is buttonted and accepted those companies will be able to deposit funds directly to your MyTime Debit Card.
The Equities section of your Portfolio Accounts allows access to markets through a linked brokerage account which provides a convenient and flexible way to invest in the financial markets. Equities, commonly referred to as stocks, represent ownership shares in a company. When investors purchase stocks, they are essentially buying a portion of ownership in that particular company. These ownership stakes entitle shareholders to a proportionate share of the company's assets and profits, as well as a say in certain corporate decisions through voting rights at shareholder meetings.
MyHealth allows you to sign up for an annual membership that includes virtual telehealth services to all members of your household. This includes one individual single member, his or her spouse / domestic partner, and legally dependent children up to the age of 26, at significantly discounted rates. Request care visits, schedule appointments and manage your family visit history. Plans include urgent care, mental & talk therapy, and primary care. All Annual Subscriptions are non-refundable.
The MyTime Marketplace allows you to buy goods and services from a variety of retailers including: Best Buy, Groupon, Priceline, and more. No credit card or personal information is ever used to make marketplace purchases and you can use the funds right from your mobile wallet. Our state-of-the-art pending purchases technology takes 3-5 seconds to secure the transaction .
Get the convenience of having your Debit Card with you whenever you have your phone on hand. MyTime allows you to load and withdraw funds to/from your mobile wallet account at thousands of participating ATMs without using a Debit Card. The cardless ATM withdrawals have lower ATM fees and offers the convenience of using your mobile device to complete the transaction. Cardless ATM transactions come complete with additional security features to ensure that your cash stays safe, even if your mobile device goes missing
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