MyTime Wallet - Order the MyTime Wallet Account with a Mobile Banking Phone Application

Username *
Your Username must be at least 6 characters in length

Password * Password Criteria Not Met

Password Strength

Confirm Password * Password Does not Match

Hint for secure username & password

Username: Use 6 to 60 characters. You may use letters, numbers, and special characters. Email addresses are allowed.
Password: Use 8 to 20 characters, no spaces, and don't use your name. To make your password more secure use letters and numbers.

Security Question *

Security Answer *

Create your own security question and answer. This is a very secure method for us to verify who you are during a customer service call.

Mobile Number *

Display Currency
(currency is held in USD)

Alternate ID

(optional)

Alternate ID:

Alternate ID is a unique secondary ID that is linked to your mobile wallet ID and can be any unique combination of letters, numbers, and symbols. This alternate ID can also be used to send and receive money to other people. This functionality allows users to use an email address or other unique ID which is easier for people to remember.

Mobile Number for SMS Verification

For your security, our system will send a security code via SMS to your mobile number whenever you log in from a new device. If the number you are using is not a mobile number, please provide an alternate number below that is able to receive SMS messages, and we will send the security codes to the alternate number instead.

I wish to be able to load funds from a debit/credit card or checking/savings account and have a balance greater than $500
To do so, we must validate your identity through a Social Security Number or Individual Taxpayer Identification Number. The verification is free of charge and does not affect your credit

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Virtual Debit Card

XXXX XXXX XXXX XXXX

JOHN SMITH

XXXX

Use your virtual card to buy goods and services online. MyTime Wallet is a financial technology company, not a bank. Mobile Wallet Funds are not FDIC insured. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.

Physical Debit Card

XXXX XXXX XXXX XXXX

JOHN SMITH

XXXX

Use your physical card when buying goods and services at a retail location. MyTime Wallet is a financial technology company, not a bank. Mobile Wallet Funds are not FDIC insured. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.

The MyTime Wallet Debit Card requires that we validate your identity. This validation is FREE of charge and does NOT affect your credit. The max balance allowed on each card is $35,000.

Number of Non-Personalized / Companion Cards

SSN / ITIN / TIN *

Billing Address Use Personal Information for Billing Address

Shipping Address Use Billing Address for Shipping

Billing Address

First Name *

Last Name *

Street Address *

Apartment, Suite, Building

City *

State *

Zip or Postal Code *

Shipping Address

First Name

Last Name

Street Address

Apartment, Suite, Building

City

State

Zip or Postal Code

Fees and Details

Monthly Fee

Per Purchase

ATM Withdrawal

Cash Reload

$0.00*

$0.00

$1.95

$2.00

ATM balance inquiry

$0.50

Customer Service (automated IVR or Live Agent)

$0.00 per call

Inactivity

$3.95 per month

We charge 8 other types of fees. Here are some of them:

ATM Decline Fee

$0.50

Bank Teller Withdrawal Fee

$0.50

No Credit or Overdraft Feature.

Register your card for FDIC insurance and other protections. For general information about accounts, visit cfpb.gov/prepaid

Find details and conditions for all fees and services inside the package, or call 877-392-9942 or visit MyTime

Truth In Saving Disclosure

Initial Deposit and Balance	There is no initial deposit or minimum balance required to open this Account.
Interest Rate	0.00%
Annual Percentage Yield ("APY")	0.00%
ATM Fees (domestic or international)	There are no ATM fees charged by Bank; ATM provider may charge a separate fee
Transaction Limitations	The transaction limitations for your Accounts are set forth in Sections E and F.
Foreign Exchange Fee	3.00%
Additional Fee Disclosure	You may be responsible for transaction fees for other services available within the Platform.

Shopping Cart

Item	Retail Price	Quantity	Amount
Physical Card Price	$0.00	1	$0.00
Physical Card Shipping Price	$0.00	1	$0.00
	Total		$0.00

Fees and Details

Monthly Fee

Per Purchase

ATM Withdrawal

Cash Reload

$0.00*

$0.00

$1.95

$2.00

ATM balance inquiry

$0.50

Customer Service (automated IVR or Live Agent)

$0.00 per call

Inactivity

$3.95 per month

We charge 8 other types of fees. Here are some of them:

ATM Decline Fee

$0.50

Bank Teller Withdrawal Fee

$0.50

No Credit or Overdraft Feature.

Register your card for FDIC insurance and other protections. For general information about accounts, visit cfpb.gov/prepaid

Find details and conditions for all fees and services inside the package, or call 877-392-9942 or visit MyTime

Monthly Fee

Per Purchase

ATM Withdrawal*

PIN Purchase**

$0.00*

$0.00

$1.50	In Network
$1.50	Out of Network

$0.50

ATM balance inquiry (In Network)

$0.75

ATM balance inquiry (Out of Network)

$2.50

Replacement Card

$10.00

Additional Fees:

ATM Decline

$0.75

*ATM Withdrawal: you may also be charged a fee/surcharge by the ATM operator or any network used to complete the transaction both In Network or Out of Network

* PIN Purchase is completed by selecting "Debit" and entering your PIN to make a purchase.

You can make a Signature Purchase at no charge by selecting "Credit" at checkout and signing for your purchase (if requested to do so by the merchant).

No overdraft/credit feature.

Your funds are eligible for FDIC insurance once registered.

For general information about accounts, visit MyTime

Find details and conditions for all fees and services inside the package, or call 877-392-9942 or visit MyTime

Shopping Cart

Item	Retail Price	Quantity	Amount
Physical Card Price	$0.00	1	$0.00
Physical Card Shipping Price	$0.00	1	$0.00
	Total

Charity Donation

Enable Charitable Donation
By selecting this option you will be able to select the Charity you want to donate to.

This may take a minute or more.

Checking / Savings Account Loading

By adding funds to your MyTime Wallet account from your checking or savings account, you will have the ability to pay your wireless bill, send funds to another MyTime Wallet account, and make purchases at affiliated merchants. The load (and processing fee of $1.00) will be deducted from your checking / savings account upon verification of the micro payments being sent to your checking / savings account. Your checking / savings account information will never be shared with any other entity.

Type of Account

Name on Account

Routing Number

Confirm Routing Number

Bank Account Number

Confirm Bank Account Number

Amount to Load (Max Load $5.00 until account is verified)

Nick Name for Account

By agreeing to this, the system will process 2 charges to your bank account between $.01 and $.15. You will need to verify with your bank account what those 2 charges are. Then you can login to your secure online account or update those amounts using our data application. Once you have successfully verified the amounts, then you will automatically be allowed a max load of: $250.00.

Please disconnect from your VPN before activating your account.

Account Enrollment

Account Information

Home Address

Account Security

Mobile Wallet Number

Add a Debit Card Account to my Mobile Wallet Account

Optional Debit Card with I.D. Verification ($20,000 max balance)

Fees and Details

Truth In Saving Disclosure

Shopping Cart

Fees and Details

Shopping Cart

Charity Donation

Add E-Signature *

Contact Information*

Checking / Savings Account Load